What is a deposit bond? A deposit bond is essentially an insurance policy or bank guarantee covering the money needed for a deposit when purchasing a property. In effect, it stands in place of cash at exchange. Importantly, no money actually changes hands at the time of exchange. Instead, all purchase funds get dealt with […]
Common protest related offences
There are a number of offences that Police will use where they are faced with a protest, large scale gathering and/or public assembly. The most common offences when dealing with protests are: Obstructing traffic A person, without a reasonable excuse (proof of which lies on the accused), cannot prevent the free passage of a person […]
Good Behaviour Licence and breaches in NSW
A good behaviour licence is a class or type of licence issued to an unrestricted licence holder who has met and/or exceeded 13 demerit points in NSW. This licence lasts for a period of one year. Provisional and Learner holders generally have a right of appeal against a suspension. This program does not apply to […]
MERIT Program
The Magistrate Early Referral Into Treatment (MERIT) is a pre-sentencing diversion initiative that targets adult defendants with illicit drug use issues who are motivated to undertake rehabilitation. It is designed to allow eligible defendants to engage in supervised drug treatment as part of their bail conditions. Purpose of the MERIT Program The primary goals of […]
Weird and Wacky Wills
It is estimate that over half of all Australians do not have a will, this can often lead to problems when dealing with the deceased’s estate. You should give careful consideration to your wishes when you die and who should inherit your estate. That being said, a will is often used for some weird […]
Is a reverse mortgage really a good idea?
A reverse mortgage is essentially money being advanced to a person who owns their home. There are no repayments and the loan amount and accumulated interest is deducted from the sale of the property. Reverse mortgages need to be treated with great care, the interest on these lines of credit can be so great […]